This Cashback offer is applicable only to the MasterCard Cashback Credit Card.
"Cashback Rewards" means a credit entry, subject to certain limits (where applicable),executed by the Bank on the Card Account based on Eligible Transactions.
"Cashback Percentage" means the percentage of the eligible transaction amount that would be given as "Cashback" and is subject to change as per the discretion of the bank. However, any such change would be informed to the Cardmember through communication of the same in the monthly card statement at least 30 days before any such change.
"Eligible Transaction" means any retail transaction (not being cash withdrawal, cash advance, loan or any other category of transactions as may be decided from time to time by the Bank at its sole discretion) belonging to the "Promoted Categories" which has successfully been posted on the card account and not charged back.
The promoted categories and the respective Cashback percentages for the "Cashback" card unless otherwise intimated are: Fuel - 5% Cashback with upper monthly cap of PKR 1,000, Supermarkets - 5% Cashback with upper monthly cap of PKR 1,000, and other Retail Spend Categories - 1% Cashback with unlimited Cashback rewards.
"Promoted Category" means a category of transactions promoted from time to time by and/ or subject to sole discretion of the Bank. The "promoted categories" will be decided on the basis of merchant category code and merchant establishment code for the establishment where the purchase is made. Standard Chartered Bank (Pakistan) Limited reserves the sole right on whether a purchase meets the eligibility criteria as listed above.
The Bank will inform the Card Member / Account Holder about additional Promoted Categories from time to time by indicating the same on the statement of the Card Account.
Existing MasterCard Classic/Cricket Credit Cardmembers who have been upgraded to Standard Chartered MasterCard Cashback Credit Card to note that they will be receiving Standard Chartered Reward Points in addition to Cashback Rewards on eligible transactions until December 31, 2009. However, earning of all Reward Points on the Standard Chartered MasterCard Cashback Credit Card will cease after December 31, 2009. Only Cashback Rewards will be offered on the Cashback Credit Card January 1, 2010 onwards.
All new Standard Chartered MasterCard Credit Cardmembers to note that they will be receiving Standard Chartered Reward Points in addition to Cashback Rewards on eligible transactions until December 31, 2009. However, earning of all Reward Points on the Standard Chartered MasterCard Cashback Credit Card will cease after December 31, 2009. Only Cashback Rewards will be offered on the Cashback Credit Card January 1, 2010 onwards
Returned purchases, disputed or unauthorized/ fraudulent transactions, finance charges, card account fees and charged back transactions would not be given a Cashback under this program.
Cardmembers who, at the sole discretion of the Bank, are considered delinquent on their card account will not be eligible for the Cashback offer. Further, in the event a Cardmember who, at the sole discretion of the Bank, is considered delinquent on his/her card account during the offer period, will have the credited Cashback amount reversed.
Eligible transactions conducted oversees will be eligible for the Cashback offer.
The Cardmember terms and conditions shall continue to apply to the Cardmember.
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