Thursday, December 3, 2009

Convenience of Visa Debit, using your own money

Want access to your money wherever and whenever you want? With the Standard Chartered ‘Visa debit Card ’ you get the convenience of making purchases or withdrawing cash wherever Visa is accepted.

Visa Debit Card is an ATM/Debit card that lets you shop worry-free and cash-free. No bill payments at the end of the month as you make purchases using your own money. You can use your Visa Debit Card almost anywhere in the world wherever you see the Visa symbol. It’s quick and secure and you can use it for purchases big or small.

Features at a glanceSpecial FeaturesFees & ChargesFAQsUse your own money at 27 million outlets and 160 countries worldwide wherever Visa is accepted
Each withdrawal taken directly from your Standard Chartered Bank Account
Enjoy peace of mind by not having to carry cash
You can call support 24 hours a day, 7 days a week with any queries
All POS transactions on your card are signature based. Simply swipe and sign!

Exclusive benefits available on Visa Debit Card:
Use your debit card for all your shopping, at home and abroad Petrol:
Use your debit card to pay for petrol at any filling stations Restaurant:
Use your debit card to pay for dinner at your favourite restaurants Cash:
Use your debit card to withdraw cash at any Standard Chartered Bank ATM or any ATM worldwide that displays the Visa symbol eStatement Service:
With our eStatement service, you can relax and enjoy the convenience of receiving the summary of your debit card transactions on a monthly basis in your email inbox. Subscribe for this service, free of charge by filling out a form at your parent branch Choose your own PIN:
You can generate your ATM PIN by calling up our 24Hr Helpline 111-002-002 and following the directions through IVR (interactive voice response). You may change your PIN any time by visiting the nearest Standard Chartered ATM. Lost or stolen cards:
If you become aware that your debit card is lost or stolen, immediately call our 24-hour Phone Banking at 111-002-002 / 0800-66-666 or from outside Pakistan call (9221) 111-002-002 / 0800-66-666 to report loss / theft. You are protected from financial liability arising from any unauthorised transaction done on your card after being reported lost/stolen. We’ll cancel your old card and order a new one for you straight away.
Item Description
Card Fees Issuance fee:
Rs.500 for Current Account
Rs.750 for Savings Account
Annual card fee:
Rs.500 for Current Account
Rs.750 for Savings Account
Cash withdrawal / Balance Enquiry at SCB ATMs No charges apply
Cash withdrawal / Balance Enquiry at non-SCB ATMs Rs. 15 for cash withdrawal
Rs. 5 for balance enquiry
Currency conversion fee on foreign transactions (ATM/POS) 2.5% or Rs.300 (whichever is higher)of the transaction amount of any foreign currency transaction made or charged to your account.

The exchange rate between the transaction currency and the billing currency used for processing foreign currency transactions is a wholesale market rate selected by Visa from within a range of wholesale rates in effect plus the percentage that Standard Chartered Bank charges for the Foreign Currency Conversion Fee above.

Frequently Asked Questions

Q. What is Visa Debit Card?
Visa Debit Card is an internationally accepted Visa ATM/Debit Card that is linked to your Standard Chartered Bank account, allowing spending on shopping outlets and cash withdrawals at ATMs.

Q. What is the difference between a Visa Debit and a Credit card?
A Visa Debit Card allows you to pay for your purchases using your own money through the Visa network, while a credit card provides you with the ability to access credit, which you then repay at a later date.
This means with Visa Debit Card you can access the Visa network using your own money without worrying about receiving a credit card bill at the end of each month.

Q. How do I make a purchase using my Visa Debit Card?
On your purchase the cashier will ‘swipe’ the Card and give you a charge slipCheck the transaction amount and sign the slip Once the transaction is complete, the amount will be deducted from your Standard Chartered Bank Account
Q. How long is my Card valid for?
The validity period of the card is 5 years from the date of issue.

Q. What is the maximum amount that I can withdraw using Visa Debit Card?
Classic cardholders:
ATM withdrawal of up to Rs.30,000
POS spending of up to Rs. 100,000 or equivalent to any other currency

Platinum cardholders:
ATM Withdrawal: Upto Rs. 60,000
POS Spending: Upto Rs. 300,000 (or equivalent in other currency)

For more information on the choices available

Please Call Us

No comments:

Post a Comment

Related Posts with Thumbnails